The focus of this guide is on software designed for use by the banking industry.
In retail banking, banking software generally refers to the core banking software that allows the retail bank to connect to other modular software, as well as to the interbank networks. Within the investment banking industry, it is usually a reference to the trading software used to access capital markets.
Retail (commercial) banks use software that allows customers to conduct banking transactions from any branch of their bank, not restricting them to doing business with their home branch. The bank's databases may also connect to other channels, including Internet banking, ATMs, SMS (mobile) banking, and payment networks.
Investment banks depend on software to manage their trading desks and accountant services, as well as such financial markets as securities exchanges and third-party providers of financial data
Credit unions and savings and loan companies utilize software in much the same way as commercial banks.
Whatever the task, banking software is intended to assist banking institutions with their core banking operations, tasks, and management. Hundreds of banking applications have been developed to suit the needs of various types of financial institutions, and much of this is customized to meet the specific requirements of the institutions.
Whatever the application, the targeted financial institution, or the specific purpose, any software designed to serve the needs of banks, credit unions, savings and loan organizations, or other financial institutions is appropriate for inclusion in this category.
Software designed for home banking, bookkeeping, or accounting would be more appropriately listed in the Accounting & Bookkeeping category, however.
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Offering automated financial and banking performance management software, the UK-based company has a worldwide presence in the banking industry, offering banking software solutions through a software-as-a-service model deployed through Microsoft Azure. Its financial performance, banking performance, and bank regulatory reporting applications are featured, along with an overview of its integrations. Case studies are presented, along with its partnership opportunities.
https://www.bankbi.com/
Established in 1989, KAL is a global provider of ATM software, offering solutions for bank ATMs, self-service kiosks, and bank branch networks. Headquartered in Edinburgh, UK, the independent company has relationships across hardware vendors, solution providers, and end customers throughout the world. Its products are highlighted, including KAL’s cloud architecture, secure API-servers, powered by KTH, and featured customers. Video and informational articles are included.
https://www.kal.com/en/
Headquartered in New York, TCI offers software-as-a-service (SaaS) loan origination systems for credit unions, banks, and finance companies, introducing the industry’s first cloud-based SaaS loan origination software in 1998. Its software products include direct, indirect, retail and merchant, online and mobile lending, and deposit account opening software, which is highlighted here, including its features, video tutorials, success stories, and press copy.
https://tcicredit.com/
Used by banks throughout the world, Temenos offers cloud-native, cloud-agnostic, API-first digital banking, core banking, payments, fund management, and wealth management software products. An overview of the Swiss-based company and its products is put forth, including supplier information, core banking, payments, wealth management, and fund administration features, as well as its worldwide solutions, developer community, and marketplace.
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Specializing in products that meet the needs of the financial services industry, TJC's clients come from the banking, mortgage, finance, leasing, check producing, and insurance industries, local, regional, or national. Its primary product, ProvidentSystem, offers software applications for automating processes relating to check writing, tellers, collections, and loan operations, including a range of standard modules and value-added options.
http://www.tjcsoftware.com/
