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There are two separate communities by the name of Hubbard Lake within a mile of one another, one in Alpena County, the other in Alcona County, both named for the same lake.

Hubbard Lake is an 8,850-acre body of water, seven miles long and two miles wide, with a maximum depth of 85 feet. The lake itself is entirely in Alcona County, spanning Alcona, Caledonia, and Hawes townships, in the North Michigan portion of the Lower Peninsula. The lake was part of a large tract of land that was ceded by the Ojibwa, Ottawa, and Potawatomi to the United States in the 1819 Treaty of Saginaw, although white settlers didn't arrive until the 1830s and 1840s. Originally known as Bottomless Lake, it was also known as Coral Lake and Alcona Lake before taking its current name in 1867, in honor of Dr. Bela Hubbard, a Michigan geologist. Cottage homes have been built all around the lake, which is stocked with bass, yellow perch, northern pike, tiger muskie, trout, and walleye.

The area around the lake is defined by the US Census Bureau as a census-designated place (CDP) named Hubbard Lake, but there is also a separate unincorporated community by that name about one mile north of the lake, in Ossineke Township, Alpena County.

The Hubbard Lake, Michigan post office is situated along Hubbard Lake Road, just north of Scott Road, about a mile and a half north of the lake. As the community was never incorporated, there isn't much of a record of its history. Situated along the Lower South Branch of the Thunder Bay River, John Ellsworth came there to farm in 1878, and was an early settler, if not the first. As the community grew, a post office was established on June 21, 1883, and Ellsworth was appointed postmaster. Today, the Hubbard Lake post office covers the village, as well as the northern and western shores of the lake, parts of Alcona and Caledonia townships, and a large portion of central and eastern Ossineke Township, extending into Wilson Township.

The only incorporated city or village within twenty miles of Hubbard Lake is Alpena, but the unincorporated communities of Spruce, Ossineke, Lost Lake Woods, Black River, Alcona, and Curran are nearby.

The Hubbard Lake CDP includes the portions of Alcona, Caledonia, and Hawes townships surrounding the lake. Its northern boundaries are West Hubert Road and a portion of Hubbard Lake Road, which turns south to form the CPD's easter boundary. Its southern boundary is Mount Maria Road, which turns north to form the western boundary.

The CDP includes Backus Beach and Larson Beach, which are unincorporated communities along the lake. Backus Beach is at the southeast end of the lake, in Hawes Township, and was named for Austin Backus, who built a hotel on the south side of the lake. Larson Beach is on the eastern shore of the lake, in Alcona Township.

Topics related to either the unincorporated community or the census-designated place known as Hubbard Lake, as well as to Backus Beach or Larson Beach, are appropriate topics for this category. These may include local businesses, industries, schools, places of worship, organizations, attractions, or events.

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